Texas Creative Finance Solutions
Texas Creative Finance Solutions
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    • Owner Finance
    • Rent-to-Own
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  • Contact Us
  • Affiliates
  • AFFILIATE PORTAL
  • AFF TERMS & CONDITIONS

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Rent-to-Own: For Home Buyers

Yes, YOU qualify!

Have you previously been rejected for a mortgage? Not to worry-- we can help!


Skip the wait and get into your dream home, usually within 6 months or less!

BAD CREDIT or NO CREDIT?

 Sure, we will check your credit, but WE ARE NOT WORRIED ABOUT YOUR SCORE! 


Instead, we are looking at how long it will take us to help you fix your credit.

We will create a custom success plan for you at no additional charge!

APPLY NOW!

How It Works

1. Find your new home

Our programs open up the market for home buyers regardless of their current credit situation. We work with a network of realtors and sellers across Texas to offer a virtually limitless inventory of homes across the state.

2. Submit your down payment

Down payments start at as little as 5% of the purchase price and will be credited to you when you are qualified for your bank loan (after you have completed the credit improvement plan we will generate for you at no additional cost.)

3. Move In (Rent) & Begin the Credit Repair Process (if applicable)

We connect you with the resources you need to repair your credit quickly and successfully. You will lease the home until you are qualified to purchase it.

4. Purchase your home!

At closing, we will negotiate 3% in closing costs from the seller.

We Finance:

Bad Credit / No Credit

Self-Employed Home Buyers

ITINs

Bankruptcies

Cash Incomes / No W-2 or 1099

Apply Now!

Texas Creative Finance Solutions has the tools and experience necessary to get you and your family into your next home regardless of your current credit situation.


Click the "Apply" button below to get started.

Apply

Benefits for Buyers

NO CREDIT/BAD CREDIT OK

We'll help you repair your credit as part of the Rent-to-Own program.

EASY MONTHLY PAYMENTS

Payments are clear and straightforward.

LOW DOWN PAYMENT

Down payments start as low as 5% of the purchase price.

Additional Information Regarding Income

  • Credit score doesn’t matter!
  • Start the home buying process with as little as 5% down.
  • Must have a total of 10% to 15% down for closing.
  • ITINs: Must have filed taxes for the past 2 years or will file the second year's taxes within the next 6 months
  • Self-employed: Must have filed 2 years of business income taxes or will file the second year within the next 6 months
  • Must be able to prove income using 12 to 24 months of bank statements
  • 1099 employees: Must have been working at least 1 Year.
  • Taxes must demonstrate that your adjusted gross income plus deductions are ample enough to purchase (We'll do the math for you!)

TEXAS CREATIVE FINANCE SOLUTIONS

(210) 685-9494

106 Ridgehaven Place, San Antonio, tx 78209

Info@TXCreativeFinanceSolutions.com


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Proudly serving Texas.

  • Home
  • APPLY NOW!
  • Creative Financing
  • Owner Finance
  • Rent-to-Own
  • Hard-Money Loans
  • Realtors & Sellers
  • Contact Us
  • Affiliates
  • AFFILIATE PORTAL

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